Orion 1031 Tax Savings Calculator (Copy)

1031 Exchange Tax Savings Calculator

Estimate the taxes you could defer by exchanging your investment property instead of selling it outright.

Property you're selling

Expected sale price

Original purchase price

Capital improvements

Depreciation taken (total to date)

Selling costs (commissions, closing)

Mortgage payoff at sale

Your tax picture

Filing status

Other taxable income (this year)

State income tax rate

Texas has no state income tax

Down payment on next property

Apply 3.8% Net Investment Income Tax if applicable

Estimated taxes deferred

Tax breakdown if you sell without an exchange

Adjusted basis
Total taxable gain
Depreciation recapture tax (up to 25%)
Federal capital gains tax
Net investment income tax (3.8%)
State income tax
Total estimated tax

Cash available to reinvest

Taxable sale

1031 exchange

Ready to talk through your exchange?
Orion 1031 Exchange — Josh Baellow · 512-627-4937 · josh@orion1031exchange.com

This calculator provides a simplified estimate for illustration only, using 2026 federal tax brackets. It assumes the property was held longer than one year and treats depreciation recapture as unrecaptured §1250 gain. It does not account for passive loss carryforwards, AMT, state-specific rules, installment sales, or other individual factors. To fully defer tax, you generally must buy replacement property of equal or greater value and reinvest all net equity. Orion 1031 Exchange does not provide tax or legal advice — consult your CPA or tax advisor before making decisions.